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The Accumulator annuity advantage
An Accumulator fixed annuity plan from Harleysville Life offers several
key benefits that make it a significant part of your overall financial
planning. Whether the Accumulator annuity is an IRA or a non-qualified
plan, it offers these key benefits:
- Tax-deferred growth: Taxes on the interest growth in an
Accumulator fixed annuity are deferred until you actually start
withdrawing funds. This can add significantly to the accumulating power
of your plan.
- Competitive interest rates: Fixed
annuities like the Accumulator pay a current interest rate that’s
generally higher than what you’ll earn on a bank CD, especially when you
factor in the benefit of tax-deferred growth.
- Safety: The Accumulator fixed annuity features a guaranteed
minimum interest rate of 3 percent, eliminating the uncertainty of
fluctuating rates based on volatile investments.
- Guarantees: The Accumulator’s current interest rate is
guaranteed for one year, locking in today’s rates and providing
flexibility to participate in higher rates after the initial one year
guarantee.
- Access to funds: After the first policy year, Accumulator
features a cumulative 10 percent per year withdrawal option, up to 50
percent of the account value, without a contract surrender charge.
(Please consult a tax advisor for withdrawals prior to age 59-1/2.)
- Retirement income:
Our Accumulator annuity can provide guaranteed retirement income for
the rest of your life, regardless of how long you live! Choose
the best plan for your retirement dollars!
Here’s a closer look at how an Accumulator annuity from
Harleysville Life measures up to a bank certificate of deposit.
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