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Harleysville’s Signature™
Homeowners Policy...
A mark of excellence in insurance protection
The Signature™ Homeowners
Policy is as personalized and extraordinary as the place you call home. Custom-designed
for homes of distinction, the Signature Policy provides upgraded coverage features,
exceptionally high limits of protection, and built-in coverage amenities you won’t
find in standard policies.
Signature upgrades—to your property coverage
- If a loss occurs to your home, we’ll pay to restore it to its original
condition—even if the cost is more than the amount of insurance you purchased.
- We’ll cover water backup damage from backed-up sewers, drains and sump pump
failure.
- We’ll help with up to $10,000 in extra mortgage expenses if your home is destroyed
and, if the lender insists you pay off the mortgage with the insurance proceeds,
you’re covered.
- We’ve raised your contents coverage to 70 percent from the typical 50 percent of
the dwelling limit.
- We insure your belongings for replacement cost, with no deduction for depreciation or
wear and tear.
- Your fine arts are covered, up to $5,000, for their market value at the time of loss.
- Your pets are insured up to $100 each, up to $500 total, against accidental death (with
no deductible).
- Your frozen and refrigerated food is insured for up to $500 against spoilage from power
failure or a breakdown of your appliance.
We also provide significantly higher limits for in-home office equipment, jewelry,
furs, unauthorized use of credit and bank transfer cards, stolen firearms, among others.
Signature upgrades to your liability protection
- Our policy comes standard with a $300,000 limit for personal liability protection and
$3,000 for medical payments to others.
- Family members are automatically protected against claims of slander, libel, defamation
of character, invasion of privacy and wrongful eviction or entry.
- We’ll pay up to $1,000 if you or a family member causes damage to someone
else’s property, regardless of fault.
If you haven’t found what you’re looking for or if you have additional
questions, contact an agent in your area. Or, get in
touch with our office nearest you.
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