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Need coverage?
First you need to find an agent.
An independent agent representing Harleysville will work with you and us
to make sure you have the appropriate coverage.
Workers comp and why you need it
Workers compensation basics—What
is workers compensation insurance? Why is it different in every state?
What employee injuries are covered? What treatment do injured workers
receive? What benefits do injured workers receive? Do I have to buy
workers compensation insurance?
How the coverage works and what it costs
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Your workers comp premium and
what you receive for it— How are my premiums set? What are my
costs for workers comp? What does my policy cover? What are my
obligations? |
The role of Harleysville’s premium audit
staff
The annual premium for your workers compensation policy is
estimated at the beginning of the policy term, based on your job
classifications, your past loss history and your projected payroll for
the coming policy period. Shortly after your policy term expires, a
premium audit will be performed to check your job classifications,
compare projected payroll figures with actual figures and adjust your
final premium, if necessary. By maintaining accurate records, you can
help assure that the price you pay for insurance reflects your company’s
true exposures to risk. Questions? Contact Harleysville’s premium audit
staff at 888.622.8348.
The keys to controlling your workers comp
premiums
By working with your agent and Harleysville to make the
following practices high priorities in your organization, you can make
all the difference in controlling your premiums:
- Maintain a safe workplace—The accidents that hurt
the least are the ones that never happen.
- Report all job-related injuries promptly—If
one of your workers suffers an injury on the job, call
Harleysville’s central claims unit at 800.892.8877 as soon as
possible—and always within 24 hours.
- Use our preferred physicians—Develop a panel of medical providers through our managed care
partner—CorVel® Corporation, whose professionals are
committed to helping control medical costs without sacrificing the
quality of care provided.
- Provide modified duty—Make temporary alternative
duty available to your injured employees to accommodate medical
restrictions established by the treating physician.
Have a question about your Harleysville
policy?
The first person to call with specific questions about what’s covered
under your Harleysville workers comp policy is your independent agent
from whom you purchased your policy. Don’t know the name of your
company’s agent? Call Harleysville’s customer support staff at
866.577.9040.
Have a question about your workers comp
insurance bill?
It’s best to contact your
independent agent first with any questions about your bill. You may also
call Harleysville’s customer support staff at 866.577.9040.
Back to workers comp home page
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